Malpractice coverage guides for physicians, NPs and PAs

Medical professional liability insurance protects physicians and other licensed health care professionals from liability tied to wrongful practices. These guides explain the two basic policy forms and the questions to settle in writing before you accept an offer.

Guides

Sources

General information, not legal or insurance advice. Confirm details with the carrier, the state board, or DEA as relevant.

Frequently asked questions

What does malpractice insurance cover?

According to the NAIC, medical professional liability insurance protects physicians and other licensed health care professionals from liability associated with wrongful practices resulting in bodily injury, medical expenses and property damage, and the cost of defending lawsuits.

What are the two basic policy types?

The NAIC describes two basic types: claims-made and occurrence.

Where can I learn about tail coverage?

See the Saile guide Tail coverage explained, and confirm the details with your carrier.