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Physician Side-Gig Guide

Independent medical exams and disability-review work for physicians

Disability-review and independent medical examination engagements may include history, examination, record review and a report answering specified questions. A records-only review and an in-person examination are different assignments. An examination requested for an assessment is not automatically a routine clinic visit. Clarify the purpose, report and boundaries before booking time.

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What the work involves

Disability-review and independent medical examination engagements may include history, examination, record review and a report answering specified questions. A records-only review and an in-person examination are different assignments.

Who the work may fit

Ask whether your specialty and experience meet the engagement requirements. Confirm the location, examination conditions, record access and what happens if the available information cannot support an opinion.

Questions before you say yes

  • Who requested the assessment and what question must the report answer?
  • What examination, records and report format are expected?
  • What clinical or legal boundaries define this engagement?
  • Who coordinates records, the examinee and any additional testing?
  • What time, revisions, travel and cancellations are covered by the agreement?

Your first step

Ask for the assessment instructions and an outline of the report before agreeing to a schedule. Define how urgent clinical concerns encountered during an exam should be handled.

What can go wrong

Confusing the examiner's findings with the final benefits decision. Confirm who makes the decision and what your report is intended to support.

How to get started, step by step

Turn the idea into a specific next action. These are preparation steps, not approval to perform a role.

  1. Separate a records-only assessment from an in-person examination. Confirm the referring party, purpose and specific questions.
  2. Ask what qualifications, report format and legal or clinical boundaries apply. Check conflicts before receiving materials.
  3. Confirm records, examination setting, scheduling owner and the process for additional information or urgent clinical concerns.
  4. Agree on travel, report preparation, revisions, cancellations and possible later involvement before reserving time.

Where to look and who to ask

Use search terms and contacts that fit this work. Check the actual source and current requirements; these suggestions are not verified openings or Saile inventory.

  • Search official assessment and employer career pages for independent medical examination, disability review and your specialty.
  • Ask trusted professional contacts about the qualifications and working arrangements for these roles. Assess the organization and instructions before accepting records.
  • Request an engagement outline rather than assuming an invitation to examine means you decide benefits or treatment.

Scheduling and payment realities

An examination may include substantial record review and report work. Ask how a missed appointment or missing record changes the fee and deadline. Confirm who makes the final benefits decision; do not imply your report alone decides it.

Keep gross pay and taxes separate

For federal employment taxes, the IRS considers control and the relationship, not only the contract label. Self-employed individuals generally pay income and self-employment tax and may need estimated payments. Keep payment and expense records and ask a tax professional about your actual arrangement; this guide does not calculate take-home pay.

IRS: Independent contractor or employee
IRS: Self-employed individuals tax center

Before you say yes: a final checklist

Do not let an unanswered question become an assumed term.

  • Scope fits my expertise and any required authorizations.
  • Time, deliverables, payment unit and expenses are written.
  • Outside-work approval, conflicts and confidential-data handling are checked.
  • Coverage, escalation or review responsibilities are clear.
  • Starting and ending the engagement each have a written process.

Work types to compare

Telemedicine

Compare visit type, patient states, schedule and clinical support.

Locum tenens

Compare assignment duties, onboarding, travel and written terms.

Per diem / PRN

Compare minimum commitments, offered shifts and cancellation rules.

Consulting / project work

Compare eligibility, deliverables, conflicts and review deadlines.

Frequently asked questions

How much does this work pay?

This guide does not quote a market rate or promise earnings. Compare a verified written offer, including all required work and expenses.

Does Saile have this work available now?

Check the Saile app for current openings. This educational guide does not claim that a particular role or project is available.

Can I do this alongside my main job?

Check outside-work approval, conflicts, confidentiality and scheduling obligations before accepting.

What should I get in writing?

The work, deliverables, schedule, payment terms, coverage responsibilities, cancellation terms and the steps required before starting.

What should I do next?

Ask for the assessment instructions and an outline of the report before agreeing to a schedule. Define how urgent clinical concerns encountered during an exam should be handled.

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